MindPower – How To Create Things From Thoughts

Ever hear of the popular documentary & book called “The Secret”?  I’m sure most people have.  There are a lot of fluffy “new age” ideas floating around about how to create wealth, abundance, and happiness through “manifestation” without much practical application… so what does it all mean?  How can you actually manifest anything?  How do thoughts become physical things?

Without getting into the complexity of Noetic Science behind this process, I’m here to sort through the clutter and give a simple solid explanation of HOW to actually create the life of your dreams so that you can find the deep love of a soul mate, massive success in business and relationships, boundless energy, and radiant happiness every day.

I’m sure we can all agree that everything is made up of energy right?  That means every second of the day you are emitting energy from your body,mind, and spirit.  The energy put out will correspond with energy around you and “communicate” that frequency into physical matter.  The people you’re around, the job you’re in, the success you have is all a direct reflection of the energy you are putting out.

In essence, the outside is mirroring the inside.

The only thing that’s between you and anything you can possibly want for yourself is your mind.  Once you know exactly how to program your conscious and subconscious mind, once you can recognize and master the power within yourself the sky is truly the limit.  The great news is that this process is simple, can be replicated, and guarantees results!

This is far beyond just positive thinking; this is about designing the life you BELIEVE you can achieve.  If you can’t think about what you would do with the thing you want then how do you expect to receive it?

For fast results: creating from a place of strong emotion and heart works like a charm!

There are 4 Critical Stages of the Creative Process that must be mastered:

1)      Feelin’ Good – This is more than just positive thinking.  You actually have to feel amazing in order to create good things.  I know, this is SO simple logically but emotionally it can be difficult.  When are you excited/ happy/ peaceful?  Is it when you meditate?  Do you get excited when playing sports?  Whatever it is you do that creates a feeling when you can HONESTLY say to someone “ you know what, I feel fantastic right now!” then this is the first stage of creation.  If your not at this point, you will still create but from a weaker place thus creating more of what you DON’T want.  What most of us fail to realize is that feelings are the foundation of creation and THE most important step of the process.  Coming from a place of gratitude will help replicate this same positive emotional energy within.  I write in a gratitude journal and highly recommend this to everyone.  If you can’t be happy with what you have right in this moment, how can you be happy with more?

2)      Decide – What is it that you want?  Be clear on this… think of what you want and NOT what you don’t want.  For example, if you want to be in a great relationship then focus on the qualities that you would like to have in a partner and attach a feeling to it.  How does it feel when they kiss you or look into your eyes with an open heart and tell you they love you?  Now, hold onto that thought and really feel with strong emotion, with every cell of your body, how wonderful it is to be in that moment.  Do you want a new car?  How does it feel to drive it?  What does the steering wheel feel like in your hands?  How does it smell?  What does your music sound like when your driving?  Now visualize with strong emotion attached.

3)      Think – repeat steps 1 and 2.  Another strong technique would be to write down what you want and the emotion attached to it so that you can review and work through this process again emotionally.  We are using emotional logic here and guys, I know you have this in you!

4)      Expect –  Now you actually have to expect this to happen.  If there are any doubts that you will achieve love, success, happiness, etc. then it will not happen!  Yes, you actually must believe in yourself to have new exciting things come your way.  When I create a new situation or draw new relationships and opportunities into my life, I work through the process above and let it go with a full expectation of:

“I don’t know how this will happen, but it just will”

If you try to dictate HOW things will come into your life this will create tension within the creation process.  Let your desires flow and come to you.  Let go of control and be open to accepting your creation in various forms.

I would recommend starting on a smaller scale to test the waters and prove to yourself that you are a master creator.  Sometimes our brains need proof in order for us to BELIEVE that “hey, I did intend to do that”.  Once there is proof, the next level of creation is more believable and attainable.

Any thoughts and comments are always welcome!

Dineen Jogola

Wealth Strategy Specialist

Mortgage: The Dead Pledge (And How To Free Yourself)

Did reading the words “Dead Pledge” make you feel slightly nauseous?  I felt that way after finding out that the traditional French definition of a mortgage is actually “Dead Pledge”.  Perhaps this is why so many homeowners whose biggest expense is their mortgage feel that uneasy sinking feeling when sitting in front of the banker to sign new mortgage documents.  It can feel suffocating as though you actually are signing away part of your freedom.  For the average Canadian, a traditional mortgage on their primary residence is the largest outgoing expense of bad debt.

What most homeowners don’t realize is that by the time their mortgage of $250,000 is paid off, they have spent $786,664; nearly 300% the amount of the original loan over the course of a 25 year amortization .  With additional re-financing this number can drastically increase.  Can you see the correlation between how the banking system operates and the meaning of “Dead Pledge”?

So, what if there was a way to pay off your mortgage in half the time without changing any payments and without changing anything in your current lifestyle?  Wouldn’t you be curious to learn more about how such a system can work?

There is a way Mortgage Freedom can be achieved and that’s by turning your primary residence into a cash flowing asset that actually pays YOU every month.  This may seem voodoo like but it’s a simple system that fully complies with Canada Customs & Revenue Agency (CCRA) regulations.  Thousands of homeowners across Canada are taking full advantage of this exact strategy and eliminating their mortgages in record time while dramatically increasing their yearly income.  I first would like to define what an asset really is because many people believe their home is their biggest asset and investment.  In order for something to be considered an asset it must follow these 3 rules:

1) Put money in your pocket, not take money out

2) Provide positive cash flow

3) Realize returns

If you have a mortgage right now, your home is actually a liability because it takes money out of your pocket.

In order to turn a home into an asset, Canadians who have more than 25% equity in their home with a good FICO score (a defined credit rating system) of 620 can take out a home equity line of credit.  The next step is to put this equity into an investment.  Once the investment realizes returns, that sum of money is then paid back towards the balance owing against the mortgage.  As the mortgage is paid down quicker, more equity can be unlocked and re-invested.

The keystone to this strategy is the security of the investment.  There are 8 Unwavering Rules to abide when considering the type of investment vehicle to place your equity.

1) Low Risk – Look for a debt investment such as other mortgages secured by a tangible asset.  With a mortgage, the borrower has a contractual obligation to pay back the debt.  If the borrower is unable to make payments than foreclosure is enforced and funds owing on the mortgage are reclaimed.  This is the exact system the banks have been using for hundreds of years to lend money for conventional mortgages while protecting their capital.  This is the least risk investment next to a GIC.

2) Positive Cash Flow – The payments of borrowing from your home equity should be covered by frequent and predictable cash flow generated from the investment.  When investing in income producing assets the interest paid to borrow on your home equity is fully tax deductible (contact your accountant for more details).

3) First Mortgages – Look for an investment that places funds primarily in first mortgage position.  This ensures security in the case of foreclosure; hence, first mortgage position gets paid back first. Tip: Make sure the loan to value (percentage of mortgage balance) is not higher than 75% to ensure less risk.

4) Diversification – Don’t put all your eggs in one basket.  There is lower risk and more security when funds are placed in a source of multiple investments.  Make sure these mortgages or investments are in areas with strong economic fundamentals such as population growth, infrastructure expansion, and globally consumed natural resources.

5) Experienced Management Team – Make sure you know the background and experience within the management team correlate to the type of investment.  This team must be experts in their respected field.

6)  Fees – The management fees should be low (between 1%-2%) and operate with lean corporate expenses and spending.  There should be little to no fees to set up the investment process.

7)  Simplicity – Is the investment simple to understand?  If not, then there may be a reason for that.

8)  Gut Feeling – what do your instincts tell you about the company?  Really listen and tune into what your gut feel because you have to be comfortable with the investment.

When considering the mortgage elimination strategy, absolutely Do Not:

• use this strategy with a high risk investment such as public stocks
• use a long-term investment with zero cash flow
• use an equity investment
• spend cash flow on anything other than mortgage reduction.

Leave a comment if more clarification about this process is required.

Until Next Time…

Dineen Jogola

Wealth Strategy Specialist

10 + 1 Core Success Principles

The other day I decided to sit down and reflect on all of the knowledge I’ve gained through reading, personal mentors, seminars, and inner wisdom.  There are 10 Core Principles for Success that I’ve come up with for myself and I thought I’d share them because maybe it will resonate with you and inspire you to come up with your own principles for personal success.  These principles apply to every aspect of my life whether it’s relationships or business.  So here they are!

1)  Money is an idea and its creation is based on value added to others. I recently learned this from Greg Habstritt’s “Engaged Entrepreneur” training and it’s added a completely different perspective on how money ACTUALLY works.  It’s essentially a flow of energy; something that is not tangible.  Currency is what you see and feel in your pocket as a form of exchange with value backing that currency but money itself takes on a whole different meaning.   Click HERE for the audio.  I bet you won’t be disappointed!

2)  Passive income is not a reality, what wealthy people strive for is “Leveraged Income” and so will I. Like it or not, there is some degree of management that needs to take place in order for money to keep rolling in.  Even if you are an investor like Robert Kiyosaki or Warren Buffett they still work at managing the funds they have and re-investing for more profit.  These mega wealthy guys aren’t just sitting on a beach drinking pina coladas for the rest of their days (not to mention that would be boring).  What they ARE doing though is leveraging their investments and cash flow with scalable systems to free up more time.

3)  Be real, be yourself, and don’t try to please everyone. Not everyone will like me; not everyone will like what I have to say either but I’m not out there trying to please everyone because in the process I would lose myself and that’s a scary place to be.  Have an identity and don’t be afraid to be “different” because that’s what makes you shine!  If your 40 years old and you want to try snowboarding then go!  My point is, do what you love and enjoy who you are (your uniqueness) because no one else can do you better than you.

4)  Transparency is key.  People trust others who can be vulnerable and open. It amazes me when people can really open up about themselves and what makes their lives imperfect.  Sometimes not everything is as it seems; appearances are different than reality and people connect with reality.  The more you open up with people, the deeper of a connection that can be formed, and the more trust you create.

5)  Money creation is easy when you change your perception from struggling/ scarcity to abundance & acceptance. Your relationship with money (and everything else) is a direct reflection of your inner beliefs and thoughts.  So, if you think that money is hard to come by or that you must struggle to make a lot of it, then that’s how money creation will play out for you.  Remember, money is an idea.  Do you truly believe that you can accept the lifestyle you dream of?  If not then it won’t come your way.

6)  If you’re not having fun and it doesn’t make you happy, don’t do it! Because seriously, you CAN be happy and have fun if your doing what you love.  If you don’t know what you would love to do it’s time to have a candid reflection on who you are and what you really enjoy.  Money and real estate don’t make me happy, it’s the interaction with people, exchange of knowledge and ideas, building relationships, laughing, inspiring, and educating that really give me kicks.

7)  Know your passion because once you have more time on your hands you can either fill it with what you love or pile on more of what you don’t. What are you on this Earth do do?  How can you make your life, your families life, and the community around you a better place?  How can your presence improve and construct a more harmonious society?

8)  Don’t listen to media and hype.  Do your diligence, get down to the facts, and educate yourself. There is always a lot of speculation and persuasion in the media that can pollute your mind with mis-information.  Make sure that you have all sides of the story and accept alternative points of view without judgment before coming to a conclusion.  Basically, figure out what the facts are and then arrive at a conclusion rather than approaching a topic or situation with bias and pre-judgment.  That only creates separation between you and the best solution.

9)  Happiness comes from  the love and value you give to yourself and relationships. For example, if you decide you want to buy a new truck or a new handbag but you’ll have to put it on your credit card therefore working longer hours just to pay for a “thing” then you miss out on the precious moments that could be shared with other people or with yourself.  If you spend all night watching TV or playing video games then ask yourself, “What am I avoiding by distracting myself with media?”

One key to happiness is to stop giving so much of your time and attention to material things.

Simplicity is beautiful and the more enjoyment you get out of simple moments, the more happiness there is inside radiating out from a deep place of comfort.  Material things will NEVER fill that hole of emptiness inside, only love and respect for yourself and others will create inner peace and happiness.

10)  Know Thyself. Know who you are, know where you come from, and know how powerful you are.  You are the captain of your life and everything in it is a direct reflection of your true thoughts and beliefs.  The way you treat yourself is how the world will treat you.  The more love, gratitude, and respect that you show yourself the more confident and radiant you will be.  Confidence is a magnet and will attract a lot of opportunities and people into your life to the degree you are confident.  Confidence will be your best asset.

BONUS:  Value yourself and your time.  Know that deep down you are valuable, you don’t need to prove value to yourself.  It’s always been there and always will be.

What are your 10 Core Principles for Success?

Cheers,

Dineen Jogola

Wealth Strategy Specialist

Ripples and Real Estate

Time for another fundamentalicious fact that drives the real estate investment industry (not to mention it affects the price of the house you’re living in right now).

This fundamental will increase the value of your property by historically 10% with ZERO extra effort from you!

So without further a due:

Economic Fundamental #4 – The Real Estate Ripple

When you think about the ripple effect it’s simple with some visuals.  If you take a look at the picture below…

You’ll notice that in the centre is the bullz eye.  That center is the heart of the economic boom, for example, Edmonton or Calgary.  As you look at the circles surrounding the center, you’ll notice they expand and get larger.  Within those circles are smaller satellite communities just on the outskirts of the city.  As you move further away from the centre there are smaller cities and towns that surround the centre.

When there is an economic boom originating from the centre with cost of real estate and living spiking upwards then subsequently the surrounding areas will experience and increase in values but not at the same rate.

The time it takes for a surrounding community to experience an upward shift in prices could be months, even years, depending on how far away they are from the centre among other economic forces.

However…

If one city is experiencing massive economic growth and infrastructure improvements with increasing in migration, then the surrounding areas will eventually feel the stimulating effects.

This can be said for specific neighbourhoods as well.  If you look around and notice a neighbourhood that is experiencing new housing or commercial development, ring road or infrastructure expansion, and the neighbours are in the process of some extensive renovations to their property than this is definitely an area to consider when buying a real estate investment property.

Dineen Jogola

Wealth Strategy Specialist

Patience is Hard Work (Literally)!

Okay, I’ve decided to write a quick post about patience because it’s been a reoccurring lesson that keeps reminding me that sometimes certain things can’t happen as fast as an F1 race car.

I have this vision board in my bedroom full of massive achievements and lifestyle design that I put into great clarity back in September 09.  The funny thing is, knowing very well in the back of my mind that all of this will take time, effort, a well orchestrated team, knowledge, and patience; I still want it all now.  Actually, I wanted it all yesterday!

In this world of latest and greatest technology that is supposed to free up our time and make us more productive little bots, we end up becoming more impatient and having LESS time (and thus, less patience).

For example, why on Earth would someone go to the gym when they can just run to the nearest dermalogical clinic, pay $5000 for some lipo and be on their way?  A personal trainer could give the same results (plus cost of food) for $5000 or more!  It seems crazy to take the long road when self gratification can be yours in a couple of hours vs. 6 months.

This is the same story with real estate.  Why would someone purchase buy-and-hold properties or other longer term investments when you can easily purchase and trade short term stocks?  (Actually, there are many reasons but I won’t even touch upon this subject at the moment).

Ah my friends, this is the ultimate lesson from patience:

Long-Term Gratification

This includes hard work, effort, knowledge, failures (figuring out what works/what doesn’t), endurance under difficult circumstances, and perseverance.

It’s a simple answer yes, to practice patience is also simple but becoming increasingly difficult when many successes are played out by the media to happen “over night”.

Some of the benefits that can be received from practicing patience is:

1)       It builds character. Every master visionary MUST practice patience to a certain degree before their idea or invention was ever brought into fruition.

2)      Wisdom gained can be shared with others. You are not the first to walk the path of patience and it’s nice to know how others made it onto the other side.

3)      Insight into your own inner strength and will power.  You see just how massive your achievements can be with a little persistence.  Once you get a glimpse of this, the sky is the limit.

4)      Unwavering belief in yourself. You become unstoppable.

So be patient, it will come.  Since I’m a sucker for a good quote, I’ll leave you with this:

“Obstacles can’t stop you. Problems can’t stop you. Most of all other people can’t stop you. Only you can stop you.” – Jeffrey Gitomer -

Dineen Jogola

Wealth Strategy Specialist

Do What You Love – NO EXCUSES!

This is what Raw Passion IS!  Check out this amazing video from Gary Vaynerchuk, creator of WineLibraryTV video blog.

What a great lesson on “Hustling” and what it means to have that Fire deep inside.  When you have a HUGE dream, desire, and goal TAKE ACTION and do something about it!

When you do what you LOVE, the happiness and money WILL follow because you GET back what you GIVE  out to the world…

So give some AWESOMENESS.

Enjoy!

Dineen Jogola

Wealth Strategy Specialist

Dineen Jogola Exposed

I posted in January about the Base Camp workshop in Vancouver and briefly explained the concept of a “Summit”.

So 2 months later I finally realized what mine is!  Some people can come up with a summit right away but it actually took me a little while to think of a precise moment in time that I can visualize and feel in great detail with full confidence that I’ve reached “The Summit”.

Here my thinking was “Why don’t I know what my summit is?  Why do other people have one and I don’t?  Is there something wrong?”

So this is it, and I’m very excited to be sharing it with whoever ends up reading this.  The reason for putting it “out there” is because, like Brian Persaud said; “how are you going to attract the people and answers in your life if you don’t?”

My Summit

To give a live presentation at a large annual REIN event with 500+ people in the audience.  I’m not going to be talking about real estate either, but rather the mind.

To reach this summit involves a lot of learning, experiences and essential goals that need to be achieved first.  The moment this Summit happens, I can say “Yes,  goals 1,2,3,4… etc. have been reached!  Now what’s next?”

The reason this is my summit is because since being a youngster (really, really young) I’ve wanted to be a motivational speaker.  The idea was put off for a while because as a kid I didn’t know much about whats involved.

Fast forward to my first live REIN event in Calgary.  It was a “Quickstart” (now A.C.R.E) event and on stage were some strong and captivating speakers like Don R. Campbell and Philip McKernan.   Since that time, at every meeting attended, I visualize myself doing an engaging presentation on that stage.

Every.  Single.  Meeting.

But the only obstacle was being unsure of what to talk about!

The thing is real estate and everything else that has ever been and ever will be starts in the mind; with an idea or a thought.

For example, a building is built based on an idea someone had about the structure, blueprints are created, materials are shipped, and a building is erected.

So any type of success, creation, or manifestation has to come from a single thought.  Essentially my summit is a thought which is now blogged for everyone to read.

“Thoughts Become Things”

What’s your summit?  Comments are always welcome!

Dineen Jogola

Wealth Strategy Specialist